Sourced from Morguefile
There are price comparison websites for just about everything these days. From home insurance to buying a new car. Whatever it is you need to purchase, there is bound to be a comparison website. Price comparison isn’t just about the lowest price though, it has to be about finding the best deal. For instance, one form of cycle insurance may cover theft and accidental damage. But does it cover worldwide accidents and cover your accessories too? If not, then it may not be cheaper in the long run. The long run is what we’re going to talk about here. What will save you money over the lifetime of your bike?
The last thing you want is to compare cycle insurance and buy the cheapest deal. Only to later find out that it doesn’t include a no claims discount. If you’re not claiming on your insurance, then you want a discount for it. In fact, a no claims discount is hard to find when it comes to cycle insurance. With only a handful of companies offering you a discount when you don’t make a claim.
Your bike is likely your baby if you’re thinking of taking out insurance for it. And you also want everything that goes with your bike to be insured too. It may cost more in the short term to insure everything that comes with the bike. From helmets to cycling gloves. But in the long term, if any of these things are damaged or get stolen, you will have a comprehensive insurance plan to fall back on. Meaning you’ll save money over the course of the year. Things go missing for a whole range of reasons, so please always make sure that everything is covered by either your cycle policy or your home policy.
This again is an offer that only a limited number of companies actually do for there customers. Are you going on a cycling holiday across Europe and worry about what may happen along the way? If so, then make sure that everything is covered for whilst you’re away. Whether it be your bike itself or your helmet, the last thing you want is to have to pay for new things whilst you’re on your holiday. Having worldwide cover is only necessary if you plan on taking your bike abroad. But it can save you money in the long run if you are and it’ll give you that extra peace of mind.
Sourced from morguefile
Road rage assault:
We’ve all seen those awful videos of road rage against cyclists. But, does your insurance provider protect you against road rage assaults where your cycle gets damaged? If not, then perhaps you should look into it and take out a policy that does. Road rage can hit us at unexpected times, and it’s always better to be insured against it than to not be.
This is why you could save money by comparing policy deals. Does your existing policy provide everything you need like worldwide cover and cover for your accessories? If not, then go to a comparison website and find one that does. The last thing you want is to be forking out the cash for new items when your insurance falls short of the mark.